Финансовая грамотность населения: состояние и необходимость новой модели

Abstract

The paper provides support of the thesis that financial literacy is important not only as a public good. Understanding finance is important because it brings benefit for each of us it helps to protect against risks, to calculate what kind of credit we can afford, etc. These questions cannot be fully entrusted to specialists: bankers, financial advisers and intermediaries. Such knowledge should be owned by anyone in adulthood.